Broker Check

We educate and coach individuals and businesses in the following areas:


Business Planning

  • Captive Insurance Co. Planning1
  • Buy-Sell Agreement Funding
  • Non Qualified Deferred Compensation
  • Executive Bonus Strategies
  • Split Dollar Plans
Charitable Planning
  • Charitable Bequest of Charity Owned Life Insurance
  • Charitable Remainder Trust with Life Insurance (CRT)
  • Stretch IRA vs. Life Insurance in CRT
Retirement Planning
  • Non-Qualified Retirement Strategies
  • Retirement Plans for Businesses
  • Retirement Benefits with the use of Life Insurance2
  • Diversified Retirement Income Sources
  • Life Insurance in Qualified Plans2
  • Roth, Traditional and other Qualified Planning
Estate Planning
  • Multigenerational Legacy Planning
  • Premium Financing1
  • Private Split Dollar
  • Credit Shelter Trust Strategies3
  • Survivorship Trust Planning3
  • Spousal Access Trust Planning3
  • Irrevocable Life Insurance Trust (ILIT)3
Protection & Education Concepts
  • College Planning
  • Buy Term Invest the Rest
  • Protection Strategies
  • Term Conversion Strategies


  • Personal & Custom Money Management
  • Bonds
  • Common Stock
  • Educational IRA
  • Traditional IRA
  • Roth IRA
  • Simple IRA
  • Brokerage Accounts
  • Treasury Bills
  • Government Securities
  • Treasury Notes
  • Variable Annuity
  • 401(k)
  • 403(b)
  • Profit Sharing Plans

Financial Planning

  • Tax Advantaged Strategies
  • College Planning Strategies
  • Estate Planning Strategies
  • Money Management Leveraging Strategies


     Life Insurance

  • Whole Life
  • Index Universal Life
  • Universal Life
  • Term Life
  • Variable Universal Life
  • Disability Income Insurance
  • Life Insurance
  • Long-Term-Care Insurance

  • Fixed Interest Rate Annuities
  • Indexed Annuities
  • Variable Annuities
  • Immediate Annuities

1Creation of the Captive Insurance Company subsidiary is arranged by an independent third party specialist.

2The use of cash value life insurance to provide a tax-free resource for retirement assumes that there is first a need for the death benefit protection.  Policy loans and withdrawals reduce the policy’s cash value and death benefit and may result in a taxable event.  Withdrawals up to the basis paid into the contract and loans thereafter will not create an immediate taxable event, but substantial tax ramifications could result upon contract lapse or surrender.  Surrender charges may reduce the policy’s cash value in early years.

For advice concerning your own situation, please consult with your appropriate professional advisor. 

3 Through our Professional Associates.