Broker Check


 Business Planning Strategies

  • Captive Insurance Co.1  
  • Buy-Sell Agreement Funding
  • Non Qualified Deferred Compensation
  • Executive Bonus Strategies
  • Split Dollar Plans

Charitable Planning Strategies

  • Charitable Bequest of Charity Owned Life Insurance
  • Charitable Remainder Trust with Life Insurance (CRT)
  • Stretch IRA vs. Life Insurance in CRT
Retirement Planning
  • Retirement Plans for Business Owners
  • Retirement funding with the use of Life Insurance2
  • Diversified Retirement Income Sources
  • Life Insurance in Qualified Plans2
  • Roth, Traditional and other Qualified Planning
Estate Planning Strategies
  • Multigenerational Legacy Planning
  • Premium Financing Strategies
  • Private Split Dollar
  • Credit Shelter Trust3
  • Survivorship Trust Planning3
  • Spousal Access Trust Planning3
  • Irrevocable Life Insurance Trust (ILIT)3
Protection & Education Strategies
  • College Planning Strategies
  • Buy Term Invest the Rest (Fact or Myth)
  • Term Conversion Strategies



1Creation of the Captive Insurance Company subsidiary is arranged by an independent third party specialist.

2The use of cash value life insurance to provide a tax-free resource for retirement assumes that there is first a need for the death benefit protection.  Policy loans and withdrawals reduce the policy’s cash value and death benefit and may result in a taxable event.  Withdrawals up to the basis paid into the contract and loans thereafter will not create an immediate taxable event, but substantial tax ramifications could result upon contract lapse or surrender.  Surrender charges may reduce the policy’s cash value in early years.

For advice concerning your own situation, please consult with your appropriate professional advisor. 

Through our Professional Associates