Strategies

Business Planning Strategies

Captive Insurance Co.¹
Buy-Sell Agreement Funding
Non Qualified Deferred Compensation
Executive Bonus Strategies
Split Dollar Plans

Charitable Planning Strategies

Charitable Bequest of Charity Owned Life Insurance
Charitable Remainder Trust with Life Insurance (CRT)
Stretch IRA vs. Life Insurance in CRT

Retirement Planning

Retirement Plans for Business Owners
Retirement funding with the use of Life Insurance²
Diversified Retirement Income Sources
Life Insurance in Qualified Plans²
Roth, Traditional and other Qualified Planning

Estate Planning Strategies

Multigenerational Legacy Planning
Premium Financing Strategies
Private Split Dollar
Credit Shelter Trust³
Survivorship Trust Planning³
Spousal Access Trust Planning³
Irrevocable Life Insurance Trust (ILIT)³

Protection & Education Strategies

College Planning Strategies
Buy Term Invest the Rest (Fact or Myth)
Term Conversion Strategies

¹Creation of the Captive Insurance Company subsidiary is arranged by an independent third party specialist.

²The use of cash value life insurance to provide a tax-free resource for retirement assumes that there is first a need for the death benefit protection. Policy loans and withdrawals reduce the policy’s cash value and death benefit and may result in a taxable event. Withdrawals up to the basis paid into the contract and loans thereafter will not create an immediate taxable event, but substantial tax ramifications could result upon contract lapse or surrender. Surrender charges may reduce the policy’s cash value in early years.

For advice concerning your own situation, please consult with your appropriate professional advisor.

³Through our Professional Associates