Broker Check
Ruben A. Espinoza*, MBA

Ruben A. Espinoza*, MBA

Financial Representative

Ruben proudly dedicates his vast life experiences in helping others.  He now focuses on working with business owners and people to educate and assist in there financial goals and plans.

Since his retirement from the U.S. Army in 2009, Ruben has held positions as the Director of International Sales Operations and Global Business Development. As a Business Development Manager, his leadership resulted in increasing international business by 50 percent with an annual revenue of 15 Million. He is traveled throughout the Middle East, Asia, and Europe, developing new business contracts that resulted in multiple new contracts and businesses.


     Ruben has served in the U.S. Army at every level as a rifleman, team leader, to Command Sergeant major. His key assignments have been with the 82nd Airborne Division, Korea, Afghanistan, Iraq Panama, and Honduras. In his over 30 years of services, Ruben has served from unit level to executive level assignments throughout the world.


He holds a Bachelor of Science degree in Business Administration from Fayetteville State University and a Master of Science degree in Business Administration from Baker College. He is a graduate of the U.S. Army Sergeant Major Academy Course, the U.S. Army Ranger Course, Pathfinder Course, Air Assault Course, Advanced Airborne School, Drill Sergeant Course, First Sergeant Course, and the Instructor Trainer Development Course.


*Ruben is a licensed insurance agent and not affiliated with NEXT Financial Group, Inc.